Capital One Café in Downtown Bellevue.
The bank that opened a two-story coffee shop on the corner of Lincoln Square South in 2018 — Verve coffee, half-price drinks for cardholders, and the Collection’s easiest place to meet someone.
Capital One Café is the oddest good coffee shop in the Bellevue Collection: a bank that opened a two-level, 8,000-square-foot café on the corner of Lincoln Square South at Bellevue Way and NE 6th, put a proper espresso bar and a Verve drip blend at the front, meeting rooms and nooks upstairs, and ATMs where the tellers would be. Anyone can walk in; cardholders pay half for the lattes. It has quietly become the Collection’s default place to meet someone before the shopping or the movie starts.
DBN covered the announcement in September 2016, when the concept was still unusual, and the March 2018 opening — the second Seattle-area café after South Lake Union. The coffee partner has changed since (Peet’s at opening, Verve now), the perk has not, and eight years on the corner is one of the busiest morning counters on Bellevue Way.
It is a corporate café and it does not pretend otherwise; for the independent roasters downtown see our guide to downtown Bellevue coffee shops.
What to Get at Capital One Café
A real coffee bar with a short food menu; these are the orders that make it worth the stop.
Daybreaker Blend
The house drip, a Verve Coffee Roasters blend made exclusively for the Capital One cafés. The reason the coffee here is better than a bank has any right to serve.
Honey Lavender Latte
The handcrafted espresso drink the counter is known for — and, for cardholders, half price.
Matcha, Chai & Turmeric Ginger Lattes
The non-coffee side of the board; the turmeric ginger is the one regulars discover second.
Breakfast Club
Egg, cheddar, and arugula on brioche or a croissant — the morning sandwich that turns a coffee stop into breakfast.
Avocado Toast & Roasted Turkey Club
Whole-wheat avocado toast with everything-bagel seasoning, or the turkey club with cheddar and bacon — the light lunch between errands.
Capital One Café Through the Years on DBN
DBN has reported on downtown Bellevue since 2005. This is Capital One Café’s story as we covered it, as it happened.
Capital One to Open Café at the Lincoln Square Expansion
The bank announced a café concept — coffee, WiFi, and ATMs instead of tellers — for the corner of the new Lincoln Square South.
Capital One Café Now Open in Bellevue at Lincoln Square South
Eight thousand square feet on two levels opened at Bellevue Way and NE 6th with meeting rooms, ATMs, and the half-price drink perk for cardholders.
Browse all Capital One Café coverage in the DBN archive.
Getting There & When to Go
Lincoln Square South is the easiest corner of downtown to reach, and the café is right at the intersection.
Getting There & Parking
- Drive: Lincoln Square South garage. Weekdays, get your ticket validated for 3 hours free; evenings and weekends no validation is needed. Bellevue Square’s free garages are across Bellevue Way by sky bridge.
- Light rail: 2 Line to Bellevue Downtown Station, then a roughly 12-minute walk west along NE 6th to Bellevue Way — see our light rail guide
- On foot: The entrance is on the corner of Bellevue Way and NE 6th; from Bellevue Square, cross Bellevue Way at NE 6th or take the sky bridge and come down through Lincoln Square South.
Best Times to Go
Weekday mornings are the office rush; late morning and mid-afternoon are the calm windows and the nooks open up. Weekend afternoons draw the shopping crowd. Reserve a nook in the app if you are meeting someone at a set time.
Make It a Morning
You are on the busiest corner of the Collection: pair the coffee with a shopping loop through the Collection across the sky bridge, Wild Ginger next door if coffee turns into lunch, or downtown’s coffee shops for the independent-roaster version.
Good to Know
As of August 2026: walk-up ordering, no online ordering; account holders reserve nooks and meeting rooms in the Capital One app. Capital One and Discover cardholders get 50% off handcrafted beverages. Everyone is welcome; ATMs charge non-customers a small fee. Coffee is Verve; prices vary by location.
Capital One Café FAQ
Is Capital One Cafe a bank?
Not in the teller sense. It is a coffee shop run by Capital One with ATMs and staff who can answer account questions, and everyone is welcome whether or not they bank there. As of August 2026 Capital One and Discover cardholders get half off handcrafted drinks, and non-customers pay a small fee at the ATMs.
Can you reserve a table at Capital One Cafe Bellevue?
Account holders 18 and over can reserve a nook through the Capital One mobile app; the meeting rooms on the upper level are part of the same program. Otherwise it is walk-in seating across two floors.
Where do you park for Capital One Cafe at Lincoln Square?
The Lincoln Square South garage. On weekdays parking is free for 3 hours with validation; in the evenings and on weekends no validation is needed. Bellevue Square’s free garages are directly across Bellevue Way.
What should you get at Capital One Cafe?
The Daybreaker drip, a Verve blend made for the cafes, or the honey lavender latte with the cardholder discount. The breakfast club sandwich covers the morning and the avocado toast or turkey club the light lunch; seasonal drinks rotate through the board.
Where is Capital One Cafe in Bellevue?
On the ground floor of Lincoln Square South at 400 Bellevue Way NE, at the corner of NE 6th, directly across Bellevue Way from Bellevue Square. It opened in March 2018 as the second Seattle-area cafe after South Lake Union.